Rob Stock always thoughtful.  He  deserves a gold medal for the regular columns he produces. Along with Mary Holm and Brian Gaynor, and Susan St John  these commentators and their regular contributions contribute to a solid spine for retirement income issues.

https://www.stuff.co.nz/business/money/104015089/kiwisaver-morphs-into-a-tool-for-over65s-to-manage-their-wealth