Research out of Massey University, NZ. The costs of retirement!
Most people in NZ apart from the educated few, have no choice but to try and find work as they anticipate retirement. NZ Super keeps them above the poverty line, but life challenges, including financial meltdowns, marriage breakups, no discretionary income at any stage, takes away the choice element for most!
http://www.massey.ac.nz/massey/about-massey/news/article.cfm?mnarticle_uuid=06AADB95-1221-4755-BE16-499F76E21C41
Posted by Alec Waugh