Without a Political accord or a Working party review e.g. Tax working group 2010 , Government decisions on NZ Superannuation will always produce variable results. The Prime Ministers announcement of age and residency changes, a long way out has some beneficial components, but could have been so much better. Across party accord , strong empirical evidence and comparative analysis prior to announcements would have been preferable. A retirement income task force could still have a role to play, but smart thinking  from either the political machine, or media commentators is unlikely.

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