Mary Holm  Qantas Media Award-winning columnist  writes a Q&A personal finance column in the Weekend Herald   each Saturdayd  .  Great reading, should be also produced in booklet form and  is a must read,

Just go to her site, press on topics, and under Recent posts, you will  see her Herald Q/A

https://maryholm.com/

Further reading on Retirement Income issues  see the 2019 Retirement Commissioner Report

https://cffc-assets-prod.s3.ap-southeast-2.amazonaws.com/public/Uploads/Retirement-Income-Policy-Review/2019-RRIP/CFFC-Review-of-Retirement-Income-Policies-2019.pdf