Editor has been on a road trip, capturing each day, the host of articles appearing on NZ Super and  Kiwi. Unfortunately  the quality of commentary,did not match the volumn of words .

The biggest announcement was Luxon on Kiwi Saver, in a cynical reversal of the numerous cuts and burn approach to Kiwi Saver,  from 2007 , the current annoucement merely  a camaflague for pending NZ Super changes if the Govt is returned.

Ignoring the Retirement  Commission recommendations,  and avoiding a Commission or Working Party review with recommendations approach to the big ticket items of NZ Super/Kiwi Saver, Luxon announced his party approach to Kiwi Saver, along with a rise to 67 yrs in the age of entitlement for NZ Super

Luxon proposes

1. Make Kiwi iSaver compulsory for everyone in work from 2028 to support New Zealanders to build a bigger financial nest egg.
2.  Automatically enrol every baby born in New Zealand into KiwiSaver at birth and contribute a $1500 Baby Boost payment to kick-start their savings.
3. Provide mums and dads on paid parental leave with a government contribution to their KiwiSaver, even if a parent isn’t contributing themselves. We know this is often a financially challenging time, and this change will enable parents to continue building their KiwiSavers.
4. Require employers to continue KiwiSaver contributions for employees over 65, recognising that more Kiwis are continuing to work beyond this age and shouldn’t lose out just for having a birthday.

Guillable commentators from Tracy Watkins to Luke Malpass will see benefit in this approach , ignoring the fact NZ and Kiwi Saver policy is world class, no alternative schme or approach comes within coeee, its half the cost of  other OECD schemes and all New Zealanders pay tax on their entitlement. Current and future Generations would benefit from this wonderful policy, with only minor tweaking required, but change mongers for the sake of change, love suggesting ill fitting and non evidence based changes, they benefit from the noise and confusion, the consumer pays through the nose.

Thumbs down  on Luxon re this non- evidence based approach, read the Retirement Commission reports from 2013-2025 , take a deep breath, and set up as Working Partry Review Group on our Retirement income Policy, rather than knee jerk reflection, and shrill beliefs from National party advisors, and various media editors and  right wing talk back hosts,  who would not recognize sound policy if they were being fed it on a plate!